Privacy Policy

Use of the Website Information and Content

We have produced our own or obtained this site’s information and content from third parties. This information and the content are intended for general informational and educational purposes only. It does not intend to provide insurance, legal, financial, tax, or other professional advice or services. You should consult a qualified professional advisor before deciding on the information contained on this site.

We are not insurance agents or advisors. We do our best to ensure the accuracy of the information we provide, but some errors may occur.  You should consult a qualified professional advisor and review your travel insurance policy before making any decisions related to travel insurance information on this site. 

Privacy Policy

We aim to keep the information we collect private, and the following gives more information about the limited amount of information we collect and what we do with it.

What information do we collect?

Information You Voluntarily Submit to the Website: 

We only ask you to voluntarily submit your name and email address to deliver promotional emails or our newsletter.

You may decide to provide more information about yourself in the comment section of posts or pages. This is your decision. Please take great care of what information you share online. We do not need it and will not use it.

Automatically-Collected Information: 

We automatically collect certain information about you and the device with which you access our website. When you visit our website, we may log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times you accessed our website. In addition, we may collect information about actions you take when using the website, such as internal and external links clicked.

Cookies: 

We do log information using cookies. These are small data files stored on your browser on our website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the website.

How Your Information May be Used.

The following are ways in which the collected information might be used.

  • Help us to operate and maintain the website to provide the best possible user experience;
  • To deliver promotional emails and/or newsletters that you have requested. Each email and newsletter will have a clear link to unsubscribe or opt out of future mailings;
  • Respond to your comments or inquiries;
  • To track and measure advertising on our website;
  • To protect, investigate, and deter unauthorized or illegal activity.

Third-party Use of Your Information.

We do not sell your personal information and will not share your name and email address.

However, the website may use third-party service providers to service various aspects of the website’s operation. Their respective privacy policies dictate each third-party service provider’s use of your personal information.

Our website currently uses the following third-party service providers:

Google Analytics tracks website usage and provides information such as referring websites and user actions. Google Analytics may capture your IP address, but Google Analytics captures no other personal information.

At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time at the website’s sole discretion. We will update our Privacy Policy to reflect the changes when this happens.

Except when required by law, w will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, I may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of my business, which may be the result of a merger, consolidation, or purchase of all or a portion of my assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

Cookies

We use cookies on the website to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, and customize website content based on visitors browser type or other information the visitor sends. Third-party services, such as Google Analytics, may also use cookies.

To prevent cookies from being set, use specific settings on your internet browser. 

Any already active cookies may be deleted anytime via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if you choose to deactivate or prevent cookies, there may be aspects of the website that are not fully accessible or usable.

Advertising, Affiliate Marketing & Other Income

Display Ads

We use third-party advertising companies to serve content and advertisements when you visit our website, which may use cookies, as noted above. If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit the following website http://www.networkadvertising.org/managing/opt_out.asp.

Google Advertising

As a third-party advertisement vendor, Google uses cookies to serve ads on this site. The use of DART cookies by Google enables them to serve adverts to visitors based on their visits to this website and other sites on the internet.

To opt out of the DART cookies, you may visit the Google ad and content network privacy policy at the following URL http://www.google.com/privacy_ads.html Tracking of users through the DART cookie mechanisms are subject to Google’s own privacy policies.

Affiliate Program Participation

We engage in affiliate marketing on this website. This is done by embedding tracking links in links or advertisements into the website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

We participate in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and providing links to various Amazon websites.  As part of this Amazon Associates program, the website will post customized links provided by Amazon to track the referrals to their website. This program utilizes cookies to track visits to assign commissions on these sales.

We also participate in other affiliate programs.  Any page with affiliate links included is disclosed.

If you want to learn more about this behavioral advertising practice or to opt out of this type of advertising, you can visit networkadvertising.org.

Newsletters

On this Website, you may subscribe to our newsletter, which may be used for advertising purposes.

Sensitive Personal Information

At no time should you submit sensitive personal information to the website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, we will do our best to delete it, but it will be subject to this Privacy Policy.

Children’s Information

The Website does not knowingly collect any personally identifiable information from individuals under the age of 18. If a parent or guardian (or anyone else) believes that the website has personally identifiable information about a child under the age of 18 in its database, please contact us immediately. We will try our best to remove such information from my records promptly.

This website contains links to other websites. Please note that when you click on one of these links, you are moving to another website. We encourage you to read the privacy statements of these linked sites, as their privacy policies may differ from ours.